Ramsdens Branches

In 1997 the company expanded its activities by entering the pawnbroking sector of our market, initially as a franchisee of John Ramsden Pawnbrokers.

Pawnbroking was seen as a logical extension of our relationship lending, a strategic opportunity to maximise the synergies between Pawnbroking and Home Credit and contribute to the fixed costs of operating our Home Credit branches in Sunderland and Middlesbrough .

2002 saw the acquisition of the franchisor John Ramsden and the opportunity to undertake a major expansion of our activities in this division. Ramsdens now has a significant and expanding presence in the UK 's pawnbroking and cheque cashing sector. Ramsdens is the largest independant Pawnbroker in the UK . (ref Plimsoll)

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